The story behind our company

The story behind Lyvora starts with two all-too-common situations. A chiropractor running a successful practice needed $40,000 to expand but was told by her bank to remortgage her home to qualify. Around the same time, an esthetician signed an expensive merchant cash advance because she didn’t know there were safer, more flexible options available.These stories aren’t outliers—they’re everyday examples of how strong, growing clinics struggle to access capital. Not because they lack potential, but because the current lending system wasn’t built for them.

Lyvora was created to change that

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What We Set Out to Fix

- Information Gap – Most independent healthcare owners don’t know who lends outside the big banks.


- Process Pain – Paperwork and personal collateral turn “yes” into a six-week slog.


- Lender Friction – Specialty lenders waste hours filtering cold leads that never close.

Our vision

At Lyvora, we believe independent healthcare clinics shouldn’t have to choose between their growth and their financial security. Too often, great clinics face limited options—delayed approvals, personal guarantees, or aggressive funding terms—despite having healthy revenue and loyal patients.


We envision a funding experience that’s fast, fair, and built around the reality of modern clinical businesses.

Ciropractor
Dentist
Doctor applying for loans
Doctor
Homecare
Diagnoses

We’re building a better system—for the clinics that serve our communities, and the capital providers who believe in their growth.

Built with a human-centered, product-first mindset, Lyvora bridges the gap between clinics and capital through thoughtful technology and transparent workflows. Clinics can connect and receive multiple, personalized funding offers—2

On the other side, lenders receive clean, verified borrower profiles that already meet their credit criteria—streamlining deal flow and improving underwriting efficiency from day one.

Founder photo
Sharmeen Aqeel
Founder

The values that drive everything we do

01

Innovation

We challenge outdated systems and design smarter, simpler ways for clinics and lenders to connect.

02

Excellence

Details matter. From the flow of a form to the structure of a loan, we aim to make every touchpoint clear, helpful, and trustworthy.

03

Passion

We care deeply about solving real problems for real people —especially those who’ve been overlooked by traditional systems.

04

Accessibility

Finance should be transparent, inclusive, and built around the needs of modern clinics—not the other way around.

05

Team work

We listen, learn, and collaborate—with lenders, clinics, and each other—to design better outcomes for all sides.

06

Ownership

We take responsibility not just for the product, but for the experience it creates. If it’s not clear, fair, or helpful, we fix it.