What is Practice Acquisition Funding?

Practice acquisition funding is specialized financing designed to help healthcare professionals purchase existing medical practices. Unlike traditional business loans, these funding solutions understand the unique needs of healthcare acquisitions, including equipment valuation, patient base assessment, and industry-specific cash flow patterns.

Key Features of Practice Acquisition Loans:

1. Competitive interest rates tailored for healthcare professionals
2. Flexible loan terms ranging from 5 to 25 years
3. High loan-to-value ratios up to 100% of practice value
4. Quick approval process with industry expertise
5. Comprehensive financing covering practice value, equipment, and working capital

Types of Healthcare Practices We Fund

The scope of practice acquisition funding extends across virtually all healthcare specialties.

Medical Practice Acquisition

In the medical field, we finance acquisitions of many physician practices: specialty medical practices, multi-physician group practices, urgent care centers, and specialized fields like dermatology, oncology, cardiology, and orthopedic practices. Each type of medical practice has unique valuation considerations, from the equipment intensity to ancillary service opportunities.

• Primary care physician practices
• Specialty medical practices
• Multi-physician group practices
• Urgent care centers
• Dermatology practices
• Cardiology practices
• Orthopedic practices

Dental Practice Acquisition

Dental practices acquisition opportunities range across major categories, encompassing general dentistry practices, dental specialty practices, multi-location dental groups, and surgery practices. The valuation considerations vary based on patient base, practice location, and equipment footprint.

• General dentistry practices
• Multi-location dental groups
• Oral surgery centers
• Endodontic practices
• Orthodontic practices
• Cosmetic dentistry practices

Med Spa and Other Healthcare Practice Acquisitions

The medical spa and aesthetic sector represents one of the fastest-growing areas in healthcare acquisitions, driven by increasing consumer demand for cosmetic treatments and wellness services. We also fund veterinary, physical therapy, chiropractic, optometry, pharmacy, and mental health practice acquisitions.

• Medical spa practices
• Chiropractic practices
• Optometry practices
• Physical therapy practices
• Veterinary clinics
• Pharmacy practices
• Mental health practices

What Makes Lyyvora's Practice Acquisition Funding
Different?

Lyyvora’s practice acquisition funding revolutionizes healthcare lending by using your clinic’s real data and understanding your unique story, not just credit scores. Unlike traditional banks that require extensive collateral and have inflexible approval criteria, we partner with healthcare businesses to understand revenue cycles, common funding needs for expansion, and growth potential based on actual practice performance.

Our data-driven approach recognizes that many successful healthcare practices, particularly women-owned clinics, don’t have traditional assets to pledge but have strong patient bases and proven revenue streams. We provide fast decisions and funding typically within 2–5 business days, eliminating the months-long approval processes that plague traditional healthcare lending.

The financing covers not just the practice purchase price, but also associated costs such as working capital for the transition period, equipment upgrades, and minor renovations needed to customize the practice to your vision. Key advantages include competitive rates based on practice performance rather than just personal credit, flexible terms that align with healthcare revenue cycles, rapid approval processes designed for busy practitioners, and comprehensive support throughout the acquisition journey.

Why Clinics Choose Lyyvora

• Women-first lens: Lenders who recognize the repayment strength of women-led clinics.
• Story + numbers: We package your clinical performance and transition plan—not just credit scores.
• Right-sized debt: We help structure goodwill vs. equipment vs. working capital to keep cash flow healthy.
• One application, many offers: Save weeks. Compare terms side-by-side.
• No MCA traps: We exclude products that can choke your cash flow.