Healthcare Equipment
Financing for Women-Owned
Clinics

Running a clinic often means investing in equipment. Dental chairs, diagnostic machines, laser devices, or rehab tools. These purchases are essential for patient care and business growth, but the upfront cost can be overwhelming. That’s where equipment financing comes in.

What Is Equipment Financing?

Equipment financing is a way to acquire medical or business equipment without paying the full price upfront. Instead, you borrow money or lease the equipment and pay it off over time, while generating revenue from its use.

Think of it as letting your new equipment “pay for itself” while you spread costs into manageable payments.

What Types of Equipment Financing Exist?

1. Equipment Loans

  • You borrow money from a lender to purchase the equipment.
  • You own the equipment from day one.
  • You repay in installments (plus interest).

3. Lease-to-Own (a.k.a. $1 Buyout Lease)

  • Hybrid model. You lease equipment but with the intention of owning it at the end.
  • Often structured so you pay a symbolic amount (like $1) to transfer ownership.

2. Equipment Leasing

  • Similar to renting. You pay to use the equipment for a set term.
  • At the end, you may return it, renew the lease, or buy it at fair market value.
  • Lower upfront cost, but long-term cost may be higher.

4. Vendor Financing

  • Sometimes, equipment suppliers offer direct financing.
  • Convenient, but it’s worth comparing rates with independent lenders.

Common Types of Equipment Loans

Here are two typical examples:

Traditional Term Loan

Lease-to-Own Agreement

Advantages of Equipment Financing

Things to watch out for

Interest rate
& Fees

Always compare offers.

Early Payoff
Terms

Some lenders allow discounts; others don’t.

Total Cost of
Ownership

Leasing can be more expensive long-term.

Hidden
Charges

Ask about insurance, delivery, or documentation fees.

The Lyyvora
Difference

01

One application → multiple offers

Compare terms from vetted lenders who understand healthcare

02

Fast decisions

Streamlined intake, clear next steps, and proactive updates

03

Transparent terms

No surprise fees. We explain rates, terms, and total cost clearly.

04

Human + data

We combine revenue insights with real people who know clinics.

05

Tailored to healthcare

Our lending partners specialize in medical, dental, and wellness practices so approvals are based on real clinic performance, not generic retail benchmarks.

06

Support beyond funding

From top-up financing to planning your next expansion, we’re your long-term partner, not just a one-time application.

Frequently Asked Questions

01 Is Lyyvora a lender or a bank? →
Lyyvora is a Lending-as-a-Service platform. We connect your clinic with multiple vetted lenders ready to fund businesses like yours.
02 What do I need to apply? →
Basic clinic info and your monthly revenue data. You can connect bank/POS OR upload financial documents manually.
03 What kinds of clinics do you work with? →
We support chiropractors, dental clinics, med spas, therapists & more — typically earning $15K+/month.
04 Does Lyyvora charge any fees? →
No upfront fees. Lyyvora earns when a match results in funding. You stay in control.

Need more help?

Check our FAQ page

Or send us your question about healthcare financing. We’ll respond with plain-English guidance
so you can decide with confidence.

Phone:   (587) 439 - 8450

Email:   sharmeenaqeel5@gmail.com