.svg)
Practice Acquisition Funding | Secure Your Healthcare Practice Purchase with Lyyvora
Buy a clinic with confidence. Transparent offers, one simple application.
Are you ready to take the next step in your healthcare career by acquiring an established practice? Practice acquisition funding provides the financial foundation you need to purchase medical, dental, veterinary, or other healthcare practices. Our comprehensive financing solutions are designed specifically for healthcare professionals looking to expand their careers through practice ownership.
What is Practice Acquisition Funding?
Practice acquisition funding is specialized financing designed to help healthcare professionals purchase existing medical practices. Unlike traditional business loans, these funding solutions understand the unique needs of healthcare acquisitions, including equipment valuation, patient base assessment, and industry-specific cash flow patterns.
Key Features of Practice Acquisition Loans:
- Competitive interest rates tailored for healthcare professionals
- Flexible loan terms ranging from 5 to 25 years
- High loan-to-value ratios up to 100% of practice value
- Quick approval process with industry expertise
- Comprehensive financing covering practice value, equipment, and working capital
The scope of practice acquisition funding extends across virtually all healthcare specialties.
Medical Practice Acquisition
In the medical field, we finance acquisitions of primary care physician practices, specialty medical practices, multi-physician group practices, urgent care centers, and specialized fields like dermatology, cardiology, and orthopedic practices. Each type of medical practice has unique valuation considerations, from the equipment intensity of a cardiology practice to the location sensitivity of urgent care centers.
- Primary care physician practices
- Specialty medical practices
- Multi-physician group practices
- Urgent care centers
- Dermatology practices
- Cardiology practices
- Orthopedic practices
Dental Practice Acquisition
Dental practice acquisitions represent another major category, encompassing general dentistry practices, dental specialty practices, multi-location dental groups, oral surgery practices, orthodontic practices, and pediatric dental practices. Dental practices often have significant equipment values and established patient bases that make them attractive acquisition targets for expanding dentists.
- General dentistry practices
- Dental specialty practices
- Multi-location dental groups
- Oral surgery practices
- Orthodontic practices
- Pediatric dental practices
- Cosmetic dentistry practices
Med Spa and Other Healthcare Practice Acquisitions
The med spa and aesthetic medicine sector represents one of the fastest-growing areas in healthcare acquisitions, driven by increasing consumer demand for cosmetic treatments and wellness services. These practices often combine medical expertise with spa-like amenities, creating unique valuation considerations around specialized equipment, licensing requirements, and recurring service revenue models. We also fund veterinary, physical therapy, chiropractic, optometry, pharmacy, and mental health practice acquisitions across diverse healthcare markets.
- Physical therapy and rehabilitation practices
- Med spa and aesthetic medicine practices
- Chiropractic practices
- Optometry practices
- Pharmacy acquisitions
- Mental health practices
The med spa and aesthetic medicine sector represents one of the fastest-growing areas in healthcare acquisitions, driven by increasing consumer demand for cosmetic treatments and wellness services. We also fund veterinary, physical therapy, chiropractic, optometry, pharmacy, and mental health practice acquisitions.
What You Can Finance
Goodwill & Patient Base
Equipment & Leaseholds
Working Capital
for other usage
Lyyvora's practice acquisition funding revolutionizes healthcare lending by using your clinic's real data and understanding your unique story, not just credit scores. Unlike traditional banks that require extensive collateral and have inflexible approval criteria, we partner with healthcare businesses to understand revenue cycles, common funding needs for expansion, and growth potential based on actual practice performance.
Our data-driven approach recognizes that many successful healthcare practices, particularly women-owned clinics, don't have traditional assets to pledge but have strong patient bases and proven revenue streams. We provide fast decisions and funding typically within 2-5 business days, eliminating the months-long approval processes that plague traditional healthcare lending.
The financing covers not just the practice purchase price, but also associated costs such as working capital for the transition period, equipment upgrades, and minor renovations needed to customize the practice to your vision. Key advantages include competitive rates based on practice performance rather than just personal credit, flexible terms that align with healthcare revenue cycles, rapid approval processes designed for busy practitioners, and comprehensive support throughout the acquisition journey.
Why Clinics Choose Lyyvora
- Women-first lens: Lenders who recognize the repayment strength of women-led clinics.
- Story + numbers: We package your clinical performance and transition plan—not just credit scores.
- Right-sized debt: We help structure goodwill vs. equipment vs. working capital to keep cash flow healthy.
- One application, many offers: Save weeks. Compare terms side-by-side.
- No MCA traps: We exclude products that can choke your cash flow.
Benefits of Practice Acquisition Funding
Immediate Practice Ownership
- Skip the startup phase and begin with established patient base
- Proven revenue streams from day one
- Existing staff and systems already in place
- Established referral networks
Financial Advantages
- Tax benefits of practice ownership
- Equity building through practice ownership
- Income potential from established practice
- Asset appreciation over time
Professional Growth
- Clinical autonomy and decision-making control
- Practice management experience
- Community impact and reputation building
- Legacy creation opportunities
What Lenders Look For
When you apply for acquisition financing, lenders typically consider:
- Deal structure:
is the purchase price fair, with goodwill and assets allocated properly? - Cash flow:
will revenues comfortably cover loan payments after expenses? - Retention plan:
how will you keep staff, patients, and referral sources in place? - Key Takeaways for Your Practice:
do you have the credentials and transition plan to succeed?
Key Takeaways
Buying a healthcare practice is a major investment, but the right financing structure makes the transition smoother. Here’s what to remember:
- Healthcare-focused financing matters. Lenders familiar with clinics understand patient retention, insurance delays, and equipment ROI.
- Funding covers more than the purchase price. Goodwill, equipment, leaseholds, and working capital can all be financed.
- Structured loans keep cash flow healthy. Combining term loans, equipment loans, and working capital lines spreads costs wisely.
- Seller financing is common. Notes and buyouts help reduce your upfront cash requirement and align incentives.
- You don’t need to navigate alone. Platforms like Lyyvora connect you with multiple lenders who already fund healthcare acquisitions.
Frequently Asked Questions
How much can I borrow for practice acquisition?
Loan amounts typically range from $100,000 to over $10 million, depending on the practice value and your qualifications.
What down payment is required?
Down payments typically range from 10-30% of the purchase price, with SBA loans often requiring lower down payments.
What types of funding options are available for practice acquisitions?
Lenders may offer several structures, including:
- Term loans (3–10 years) for buying a dental, med-spa, or chiropractic practice
- Cash flow loans based on clinic revenue and patient volumes
- Asset-backed loans using equipment or property as collateral
- Combination financing that blends multiple options for flexible repayment
Through Lyyvora, you can compare these offers side-by-side and choose the funding option that best supports your practice acquisition goals.
Can I use practice acquisition funding to cover transition costs?
Yes. Beyond the purchase price, acquisition loans can also cover transition expenses such as staff retention, marketing to retain patients, updating medical equipment, or rebranding a newly acquired clinic. Lyyvora helps you find lenders who understand these real-world costs of taking over a dental office, med-spa, or chiropractic practice.
Can I finance goodwill?
Yes, this is common in healthcare acquisitions, and lenders in our network structure it regularly.
Need more help?
Send us your question about healthcare financing or practice expansion. We’ll respond with plain-English guidance so you can decide with confidence.